TD Canada Trust

TD Canada Trust - Mortgages First-time home buyer Resources Buying a home is an exciting and important life event. Being a first time home buyer means that you will have many decisions to make - and just as many questions that need answering. To help simplify this process, TD Canada Trust has compiled a wealth of information just for you, the first time home buyer. No matter what stage in the home buying process you're at, we have all the information you'll need along the way. Select the step that best suits your current situation: Considering Buying a Home Choosing a Home That's Right for You Making the Mortgage Decision Finalizing your Purchase Considering Buying a Home If you are thinking about home ownership, these resources can help you make the right decision: Renting vs. Home Ownership Determine if you're ready to make the move from renting a home to owning one. Get More Information The Home-Buying Decision First find out whether home ownership is right for you, and then begin to ask yourself some important questions. Get more information Choosing a Home That's Right for You You're convinced that home ownership is the way to go. Learn how to find a home you'll love: Find Out What You Can Afford. By shopping for homes that match your financial situation, you will be able to make a confident buying decision. Get More Information Financing and Pre-approval Get pre-approved for a mortgage before you shop to ease your financial uncertainties. Get more information Find the Right Home Condo or house? New or resale? We'll help you choose a home that suits your lifestyle. Get more information Making the Mortgage Decision You've found the perfect home. Before you buy, make sure that you have a mortgage payment plan that works for you: Choosing the Right Mortgage Choose the mortgage with the features that meet your needs and lifestyle. We can help you find the one that's right for you. Get more information A Larger Down Payment Means Greater Savings When structuring your mortgage, keep in mind this cardinal rule. Get more information Building Your Mortgage and Home Buying Team Buying a home is a team effort - we can help. Find out who else can help make the home buying go smoothly. Get more information Finalizing Your Purchase Ensure that the home buying process comes to a successful close by taking advantage of these resources: Completing the Paperwork Finalizing the paperwork is one of the last steps you take toward securing your mortgage. Arriving prepared with all the documentation you need will make the process quick and easy! Get more information Closing Costs Knowing what to expect can help you prepare a more accurate budget. Get more information Protecting Yourself and Your New Investment Build convenient, affordable insurance coverage right into your mortgage. Get more information