RBC Royal Bank

RBC - Buying Your First Home
	Arranging your RBC Royal Bank mortgage is easier than you think! As a first-time home buyer, you probably have many questions. That's why RBC Royal Bank offers step-by-step personal assistance from knowledgeable mortgage specialists and an easy online application process. We'll be by your side each step of the way, from helping you understand your options and what to expect, to mortgage pre-approval, and all the way through finalizing your mortgage and the purchase of your home. Step 1: Understanding What�s Involved To help you gain an understanding of your options, and where you can go for answers, click on the ad below: Step 2: Getting Pre-Approved One of the first steps in buying your home is obtaining a pre-approved mortgage. With a pre-approved mortgage you will: Know how much you can afford and what your payments will be Lock in your interest rate at today's rate (or lower if rates drop), guaranteed for 90 days1 Demonstrate that you are a serious buyer, which can help in your negotiations with sellers and their agents To begin your pre-approval, click on the link below and complete this short form. A mortgage specialist will be in touch with you within 24 hrs to complete an application for a RBC mortgage pre-approval. Understanding Mortgage Basics Need some extra guidance on mortgage basics before starting the process? The following topics can help you make a well-informed decision: Down Payment Options Closed, Open and Convertible Mortgages Mortgage Rates: Fixed and Variable Glossary Learn More Talk to a Mortgage Specialist From determining how much you can afford, to explaining how to use your Registered Retirement Savings Plan (RRSP) towards your purchase, RBC Royal Bank mortgage specialists are ready to help guide you every step of the way. Speak to a mortgage specialist at any RBC Royal Bank branch or in your home or workplace. Get Pre-Approved Lock your rate, and know exactly how much home you can afford. Start your Pre-Approval online Talk to a Mortgage Specialist Call now - 1 877 769-2570 1 We guarantee our lowest posted interest rate for the selected mortgage type and for a 90 day period from the application date to the funding date. If not funded within the 90 day period, the interest rate guarantee expires. "Posted" means the interest rate posted by RBC for its residential mortgages.